Superannuation is an essential component of retirement planning. By making regular contributions during your income earning years and effectively managing these funds through our Smartsave you can be sure of financial independence and security upon retirement. From 1 July 2007, the Government has introduced some significant changes to superannuation including reducing taxes, changing the amount of money you can contribute toward your retirement and generally making final benefits much more attractive from a tax viewpoint. If you would like to talk to someone about how Smartsave can assist you in your retirement plans email us on admin@gisconcepts.com.au or call us on 1300 788 994.